As a Senior Loan Officer, I take great pride in helping my neighbors achieve the dream of homeownership!

I understand that buying a home is one of the biggest financial decisions you’ll ever make. With each and every client, I conduct a thorough financial analysis, educating you on all options available. My goal is to present you with the best possible loan option that fits your personal and financial needs.

With more than 20 years of lending experience, I provide extensive product knowledge of complicated transactions including first time home buyer programs, jumbo loans, less than perfect credit, VA loans , FHA loans, and reverse mortgages.

"I came back to Big Valley Mortgage for a refi after my original home purchase because I already knew them and trusted them. They go the extra mile to make sure your loan is approved. I mean this with all sincerity. If I went to one of those loan companies that keeps sending me e-mails and are located in some other state, I'm sure they would just submit my loan and tell me 'sorry, you don't qualify, try back in a couple of months and keep paying your credit cards on-time'. Big Valley helps you to qualify, tell you how to fix your credit, make it happen for you. As long as Big Valley is in business, they are my mortgage company. Now go have a great weekend!" 

- Jeanne and Darrel

“I contacted Big Valley Mortgage regarding the purchase of a home. Michael O'Rourke sat down with me and walked me through the whole process from everything that I need in order to start the process to the final closing. Michael even directed me to one super-lady of a realtor.

Every single step of the process was amazing, Big Valley originally not only got me a low interest rate (locked for 30 years), the week of final review...I got an even lower interest rate-well below the current 'great rates'. The staff behind the scenes were also so easy to work with (Joanne and Marilyn you guys rock). 

Buying a house is a very STRESSFUL experience, however Michael and his team at Big Valley Mortgage made it a breeze. If you are looking or even considering buying a house and want a great/honest and friendly mortgage company, then look no further than Big Valley Mortgage.”

-Perry/Vacaville, CA