For most Americans, buying a home is the single largest financial investment they will ever make. And while property ownership may seem very straightforward, a homebuyer's rights to enjoy their property aren't always as clear.

There are dozens of ways in which the title to – and ownership of – a property can be jeopardized.

The title insurance process helps reduce the likelihood that title issues will arise, and the policies subsequently issued help protect against loss when a buyer's ownership rights are challenged.