We Offer:
  • Local origination, processing, underwriting & closing
  • 21 Day Purchase Promise
  • Equity Line of Credit
  • Streamlined Refinance Products
Last Updated: Dec 21, 2024

Mortgages and More

 
This page contains information about home mortgages and related services available at CommunityOne.  It’s our privilege helping people become homeowners!

Our team of mortgage professionals is focused on you throughout the lending process.  In fact, over 98% of our customers have said they would return to us for their next mortgage loan.  We offer competitive closing costs, quick and easy loan closings and a variety of services and programs to meet all your home lending needs.  See below for a listing of available options. 
   
For more information, contact your local mortgage loan officer who can answer your questions or help you start the application process.
  
Fixed Rate Mortgages
A fixed rate mortgage provides you with predictable monthly payments and flexible repayment options.  It protects you from rate increases and is easy to refinance if interest rates go down.
  
Adjustable Rate Mortgages
With an adjustable rate mortgage, your monthly payment is fixed during the initial rate period of the loan.  After the initial term has ended, your monthly payment is recalculated using current interest rates.
  
Refinancing
A refinance loan may lower your monthly payment, shorten your loan term and increase the equity in your home.  Talk to one of our mortgage loan officers to see if refinancing is right for you.
  
Construction Loans
Why not build your next home with a construction loan from CommunityOne?  We understand the complexities of building a new home and can help make the process easier and affordable.
  
Special Loan Programs
We also offer loan programs to qualifying customers with special needs.  A low down payment and fixed rate terms are some of the benefits available.  
 
Contact us today for a complete list of programs and eligibility requirements.
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