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Texarkanatx Homemove
Get Covered With State Farm Homeowners Insurance
More people buy homeowners insurance from State Farm than any other insurer. Our claims network is one of the largest in the world, and it's accessible 24/7, online or by phone. And State Farm helps you save on homeowners insurance by offering a host of discounts for everything from multiple-line policies to everyday safety items like deadbolts and fire extinguishers.
With State Farm Homeowners Insurance, you'll be protected if disaster strikes.
Basics Of Homeowners Insurance
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What State Farm Covers
Homeowners Insurance Covers:
Examples not limited to:
- Fire or Lightning
- Windstorm or Hail
- Freezing of plumbing system
- Theft
Homeowners Insurance Doesn’t Cover:
- Bodily injury or property damage that is expected or intended by the insured
- Business pursuits
- Professional services provided or not provided
- Ownership, operation, use, or maintenance of aircraft, motor vehicles, and certain watercraft
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Understanding The Value Of Your House
We recommend that you purchase an amount of coverage at least equal to the estimated replacement cost of your house. But the choice is yours. Determining your home's estimated replacement cost is important because this will ultimately determine which policy options are available to you. Since it is impossible to predict today what the exact cost will be to replace your home in future, it’s important to have enough coverage to account for unforeseen circumstances.
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Taking A Home Inventory
Along with insuring the value of your house, you'll also want to be sure your personal property is insured for the right amount. To do this, you should have a detailed list of your personal property and its value. Let State Farm help you get started documenting your possessions.
The State Farm Advantage
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State Farm Discounts
State Farm can help you save on homeowners insurance by offering discounts for:
- A claim-free history
- Purchasing multiple State Farm products
- Home security devices
- Utilities ratings plans
- Certain roofing materials
- Fire Sprinklers
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Florida And Louisiana Hurricane Mitigation Programs
Residents of Florida and Louisiana can click on the links below to download documents for hurricane loss prevention discount programs in their state.
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State Farm Premier Service Program®
When you need to repair your house after a loss, State Farm is there. Our Premier Service Program puts you in touch with reputable local contractors. Contact an Agent about your needs, and they'll help you choose a contractor, get an estimate, and cover costs above your deductible.
- Coverages
