I'll help you find the mortgage that's right for you

Whether you need flexibility or cash flow, predictability or a speedy pay-down, there's an RBC Royal Bank mortgage that will suit your needs. I can recommend the one that's best for you.

RBC Royal Bank offers many mortgage options for you to choose from. Here's just a sampling of what's available to you.

Fixed Rate Mortgage

If you don't want to worry about interest rate fluctuations, a fixed rate mortgage gives you the security of locking in your rate for the selected term, along with a fixed mortgage payment. With this mortgage, you'll know exactly how much principal you'll be paying off each year - and what your balance will be by the end.

Variable Rate Mortgage

A variable rate mortgage may be a good choice if you're looking to save money by obtaining the lowest rate possible and are comfortable with potential fluctuations in interest rates. With this mortgage, your payment generally stays the same during the term of the mortgage. If our prime rate goes down, more of your payment goes towards paying off the principal; if it goes up, more of your payment goes towards the interest costs.

RBC Homeline Plan

Whether you're a new buyer with a 20% down payment, or an existing homeonwer with at least 20% equity, the RBC Homeline Plan allows you to manage all your personal credit in one account - from your mortgage to ourstanding balances on loans and lines of credit. Plus, you can split the mortgage between variable and fixed rates, to take advantage of both.

Make the switch to RBC Royal Bank and save. It's a smart choice!