Ultimate Mortgage Co. is a group of licensed and registered mortgage broker offices in Pennsylvania, Connecticut, New Jersey and Florida. We provide the utmost in personal, neighborhood, and home mortgage lending.  Our corporate office is located in Budd Lake, New Jersey.

As mortgage brokers, we are able to search, all wholesale lending programs, offered through Fannie Mae, Freddie Mac, The Federal Housing Authority, The Department of Agriculture, The Veterans Administration, Housing and Urban Development and even State agencies for any and all available way to get  you into a home, with little or no out of pocket expense. We source programs for home buyers with less than perfect credit or buyers with great credit but not a lot of available cash. We even have programs for non-occupying co borrowers who may help you get that first home.  We have found a host of lenders looking for “make sense borrowers and homeowners”, and not just a score or a few dollars on a piece of paper.

Barbara Williams, our Registered and Licensed Branch Supervisor of our Stroudsburg, Pennsylvania Office, is also registered and sponsored with the Pennsylvania Housing Finance Authority.  These accredidations afford our Pennsylvania borrowers with very specific home purchasing and refinance options that most local area banks, in the same area, cannot provide.  Barbara is also registered with specific local County Redevelopment Associations who provide her borrowers with Grants for down payments, rehabilitation and environmental upgrades to their new or existing homes.  She also writes programs herself and teaches mortgage classes for the Pocono Real Estate Academy and assists her realtor, partner’s clients with credit restoration services.

At Ultimate Mortgage Co., we don’t say no to anyone who wants a home or needs to refinance or build.  What we do say is how to buy or build that home and when we will be able to do it!  Our motto of "Yes You Can!", has aided everyone who phones with new home ownership and or lower payments on their present homes. 

We have been to many backyard barbecues and birthday parties, for over more than two decades, and continue to recieve countless letters of appreciation for believing that everyone who phones us is special and treated accordingly.

At Ultimate Mortgage Co., We believe that dreams should come true and if you are still dreaming of home ownership, then call Barbara @ 570-421-4040 today.