Are you overwhelmed?

If you’re a first-time home buyer or a seasoned investor it’s likely you’re somewhat intimidated by the home-buying experience. Even people who have previously bought homes will find themselves inundated by paperwork, confusing processes, and new concerns.

The right loan officer can help you find your way through this unfamiliar territory. Assurance Financial loan officers are approachable and available, even outside business hours. Unlike large banks who make their customers talk with representatives in distant states, Assurance Financial handles the entire mortgage process in house.

Below are popular loan programs we offer. Feel free to talk to a loan officer about any questions you may have.

Conventional Fixed Mortgages & Adjustable Rate Mortgages (ARMs)

• Require a down payment of 5%-20%
• Loan limit of $417,000
• Fannie Mae Homepath & Homepath Renovation

FHA Fixed Mortgages & ARMs
 

• Loans that are federally insured so we can offer better terms
• Require a down payment of 3.5%
• Require only $100 down on HUD REO properties

VA Fixed Mortgages & ARMs
 

• Loans that are guaranteed by the U.S. Department of Veterans Affairs, allowing us to offer veterans better terms
• No down payment required
• Loan limit of $417,000

VA Jumbo Fixed Mortgages
 

• Loans that are guaranteed by the U.S. Department of Veterans Affairs, allowing us to veterans better terms
• No down payment required
• Loan limit of $729,750 or the VA county loan limit, whichever is less

Jumbo Fixed Mortgages, ARMs, and Interest-Only ARMs
 

• For loan values between $417,001 and $3 million

• Require a minimum down payment of 20%

USDA Guaranteed Rural Housing Program
 

• For rural properties located in areas deemed eligible by the USDA
• No down payment required
• Income limits apply