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           Last Updated: Nov 4, 2025 
          
          
          
          
          
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          Why co-ops are betterThe Co-operators Group Limited (CGL) is a Canadian-owned co-operative with over 65 years of history. Our member-owners include co-operatives and credit union centrals. From communities across the country, they represent a variety of sectors, including agriculture, finance, service, retail/consumer, health and labour. Business based on shared valuesOur business decisions are guided by our co-operative principles, so the need for profitability is balanced with the needs of our member-owners and their communities. Making people a priority and taking a long-term view of business decisions makes The Co-operators fundamentally different from most insurance companies.  | 
        
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