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U.S. TITLE can supply title insurance to cover costs, attorney's fees, and expenses to defend your title as insured. Your property can be fully protected for as long as you own it. The policy can even protect your heirs, should you die. But providing title insurance is only one part of our full range of customer services. Our comprehensive database and consistently upgraded computer technology give our clients the edge with quick access and speed of process. Many community members rely on our experienced professional staff and high-tech information system for answers to their real estate questions. In today's complicated world, property owners need title protection more than ever. A deed to a piece of property does not necessarily prove that the seller is the owner of the property. The will or deed could be forged, undisclosed heirs could lay claim to the land, or errors in clerical work could endanger a person's legal title to his land. As early as 1640, Americans saw the need for a safe, accurate system of recording land transactions in the public records. Later, land title insurance was developed in the 1870s as a safeguard against forged records, inaccurate record searches, and other title problems. A smooth real estate closing requires technical knowledge and experience. U.S. TITLE acts as an escrow agent, holding legal documents and funds on behalf of a buyer and seller. All parties involved in a transaction rely on the escrow holder to follow the instructions of both parties without bias. Whether it's a multi-million dollar closing, a multi-state transaction, or closing on the house around the corner, U.S. TITLE can supply quick and accurate service. With our fully computerized title records and escrow systems, U.S. TITLE can provide fast, reliable information regarding lien status and federal and state tax liens. Our database allows access to legal descriptions and property owners as well as complete copies of any instrument affecting real estate filed in the courthouse records in Gregg County, Texas. We provide attorneys the best title information and assistance for their examination of real estate titles, closing, and curing of title defects. Above all, our job is to make your job easier. Our knowledgeable, responsive staff is dedicated to meeting your needs.
Stewart Title Guaranty Company Security Union Title Insurance Company Ticor Title Insurance Company Fidelity National Title Insurance Company Commonwealth Title Insurance Company
Sales Agreement Information Checklist 1. Sellers full legal names. Single? Husband and wife? Widow? Etc. A. Full physical address of sellers, including the zip code. B. Daytime phone number where seller can be reached. C. Social security numbers of the sellers. Indicate his-hers. 2. Buyers' full legal names. *Need same information as from Seller except for the social security numbers. 3. Legal description of the property which may be obtained from: A. Copy of prior deed or deed of trust regarding the subject property. B. A copy of a previous survey plat made when property was purchased, if available. 4. Street, highway, or rural route address of property. 5. The amount of earnest money deposit to be made under terms of the contract (If earnest money is to be deposited.) 6. Proposed sale price. Amounts of down payment and proposed loan. 7. Name of proposed Lender. Proposed loan conventional or FHA/VA? 8. Name, address, and phone number of existing lender-you also need loan number. 9. If the current record owners at the courthouse (the previous purchasers of the property) are different, in any way, from the names of the sellers in this transaction, a detailed explanation of the the circumstances and persons involved will be necessary. 10. Regarding the condition of the property: A. The property is to be conveyed in "as is" condition. B. The buyer will have the option, at his expense, to have property inspected by licensed inspectors. NOTE: Effective January 1, 1994, Section 5.008 of the Texas Property Code requires a seller of residential real property of not more than one dwelling unit to deliver a copy of the Seller's Disclosure Notice, completed to the best of the seller's belief and knowledge, to a purchaser on or before the effective date of a contract for the sale of the property. If a contract is entered into without the seller providing the notice, the buyer may terminate the contract for any reason within seven (7) days after receiving the notice. If information required by the notice is unknown to the seller, the seller may indicate that fact on the notice and thereby comply with the requirements of Section 5.008 of the Texas Property Code.
We'll be glad to help! Your realtor will provide many valuable services in the marketing and sale of your home. When your agent asks if you have a preference with regard to title insurance, escrow and closing services we hope you'll specify U.S. Title Company. The staff at U.S. Title prepares for and closes home sales every day. If you have questions or don't have an agent to tell you how to proceed once you have a buyer for your home, give us a call! (903) 753-9666.
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